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Budget Review for the First Half of 2024
Budget Reviews

Budget Review for the First Half of 2024

Posted on July 3, 2024July 3, 2024 by Jake

It’s once again time to check in and document my progress! Besides my post last week I’ve been pretty quiet. And honestly, I’m not thinking…

Google Hates Small, Independent Websites
Miscellaneous Musings

Google Hates Small, Independent Websites

Posted on June 25, 2024June 25, 2024 by Jake

Google regularly updates their proprietary search engine algorithm, and over the past couple of years these changes have decimated organic search traffic to Frugal Flannel.

Does a Toaster Oven Save Money on Utility Bills?
Frugality

Does a Toaster Oven Save Money on Utility Bills?

Posted on January 24, 2024January 24, 2024 by Jake

Occasionally I make toast, and it seems wasteful to heat the entire oven to toast a few pieces of bread. But is this true?

Budget Review for the Second Half of 2023
Budget Reviews

Budget Review for the Second Half of 2023

Posted on January 4, 2024January 4, 2024 by Jake

Happy New Year! It’s been a while since I’ve written on this blog. But, 2023 is done and I wouldn’t miss a budget review for…

My FIRE Projection Update for September 2023
Financial Independence/Early Retirement

My FIRE Projection Update for September 2023

Posted on September 15, 2023September 15, 2023 by Jake

Two years since last doing so, this seems like a great time to take another look at my personal journey towards financial independence and see if I am still on track to hit my early retirement target.

Beware the Traditional IRA, It Just Might Backfire
Investing

Beware the Traditional IRA, It Just Might Backfire

Posted on August 31, 2023August 31, 2023 by Jake

When I first started learning about personal finance, the default advice pretty much everywhere was for people to roll their 401(k) into a Traditional IRA (TIRA) for greater flexibility of investment choices and low fees whenever they left a job.

On the Misleading Nature of the “Budget Wedding” Community
Miscellaneous Musings

On the Misleading Nature of the “Budget Wedding” Community

Posted on August 21, 2023August 24, 2023 by Jake

Reddit’s wedding liars; delusional bloggers; a look at whether $10k is a reasonable wedding budget, and how much I ended up spending.

Mow Your Own Damn Lawn
Frugality

Mow Your Own Damn Lawn

Posted on August 10, 2023August 10, 2023 by Jake

Are more American homeowners outsourcing their yard work than they used to? Plus a look at the ROI of an electric lawnmower.

Budget Review for the First Half of 2023
Budget Reviews

Budget Review for the First Half of 2023

Posted on July 1, 2023July 1, 2023 by Jake

We’re halfway through the year already! It’s time for another one of my biannual spending, budgeting, and savings reviews, and this time we’ll be taking a look at how I did in the first half of 2023.

Gold & Silver Don’t Have a Home in Your FIRE Portfolio
Investing

Gold & Silver Don’t Have a Home in Your FIRE Portfolio

Posted on May 18, 2023May 18, 2023 by Jake

Precious metals have been getting a lot of attention lately — inflation is still running at a moderate pace and there’s once again talks about the debt ceiling. This fearmongering provides a conducive environment for proponents of gold and silver to try and sell others on their investment.

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