Deflating your historical spending using inflation data makes it easier to interpret over time, especially during times like these when inflation is in flux.
We closed on our first home at the end of March, and I took off the entirety of last week from my job to get the house ready for us to move into by mid-April.
I’m always interested in saving money, and the Raspberry Pi allows one to save on two fronts: the low initial purchase price, as well as the ridiculously low power consumption of between 3 and 5 watts. Could I use it as my only PC?
I’ve been posting quite a bit for over two years about how I thought there was a housing bubble in the United States, so why did I just buy a home in 2023?
It’s already time for my biannual spending, budgeting, and savings review, and we’ll be taking a look at how I did over the past six months to close out 2022.
I’ve had more free time on my hands recently and with inflation hitting my favorite alcoholic beverage I started making my own beer again a couple months ago.
There’s a lot of good reasons to cut down on holiday gift-giving: it reduces stress, it fights back against the commercialization of this time of year and puts the focus back on family, it’s better for the planet, and according to economist Joel Waldfogel, it’s just darn inefficient!
How does one know at what point they’ve done enough heavy lifting with their own savings such that compound interest will begin to become the dominant force in their wealth growth?
I’ll confess that my approach to financial independence has hitherto been overwhelmingly lazy, driven by the pursuit of maximizing my leisure time along the way as well as once I cross that finish line.
A lot of people are raving about I Bonds right now. After all, 9.62% is an amazing interest rate. Investors in US Treasury Bonds of any type haven’t seen a rate like that since the late 1980’s.