I don’t believe in completely automating my finances. Paying regular attention to your money is the key to building a strong foundation on the path to FIRE. The good news is, taking care of my essential personal finance tasks only costs me 15 minutes per month.
There’s evidence that shopping and spending money stimulates the dopamine reward pathways in our brains. So is there a way to hijack your brain’s circuitry and train yourself to love saving money instead?
Overall I’ve found Buckets to be very useful. It’s not a life-changing widget by any means, but I think the real value here is in automating and simplifying my finances even further.
If procrastinators across the globe had a universal anthem, it would likely be “I’ll do it tomorrow.” But for those who are delaying getting their financial lives in order, you simply cannot afford to wait.
A few years in, my first budget is now an inaccurate disaster. I’m taking a second look and devising a new method to help me develop a better budget.